Things You Must Know About New Ikea Visa Credit Cards
Application for Ikea visa credit cards. Benefits are rewards, cash-back, bonus, no fees and more. When you will apply for a credit card you must know about it in detail. Starting from travel to purchase and discounts at places are highly important to know.
Getting a card nowadays is a bit confusing. All banks are offering different types of benefits and advantages but behind charging extra fees. Choosing a visa card from any bank doesn’t mean that you will be benefited. Ikea finance has recently launched its new cards in the US.
IKEA Financing: Visa Credit Card
Comparing with other banks card, IKEA stands in the best credit cards queue. You will get benefited on your everyday purchase because of IKEA rewards and cashback. It also offers IKEA Projekt credit card where you will enjoy low promotional rate to pay for any large purchase over time.
Get cashback on every IKEA product you buy.
You will get up to 5% cashback as rewards from your everyday purchases. Out on a dinner with friends and family, pay the restaurant bill. Buying different products of IKEA and paying via credit card, could lead to your next Reward Certificate from IKEA cards.
IKEA Visa Card: Cashback process
- Get 5% as a reward for every IKEA purchase.
- 3% reward on restaurant bills, grocery and utility purchases.
- 1% cash back on other purchases.
IKEA is a Swedish-founded Dutch-based multinational group selling product worldwide. You can use IKEA Finance: Visa Credit Card at any retail store selling IKEA product Internationally.
IKEA Visa Card: Benefits
The best benefits of any credit card are how much you are saving at the end of the calendar. The bonuses and rewards give you extra advantages you can enjoy. Savings is a good key for a better future. Therefore, at start-up, you will get $25 off on the first IKEA purchase. The standard shipping cost will be absolutely zero but with a limited delivery area and based on store location of purchase. Purchasing $500 products outside, Traemand and TaskRabbit within the first 90 days of account opening with your IKEA Visa. You get $25 as IKEA Reward Certificate.
Checklist of FREE rewards of IKEA Visa Credit Card
- Card annual fee: free
- Emergency card replacement fee: free
- Cash disbursement fee: free
- Convenient lost or stolen card reporting fee: free
At present, it only covers in the US. All IKEA credit card will be issued by Comenity Capital Bank a part of Comenity group.
Difference between IKEA visa credit card and IKEA Projekt credit card
The difference between the two different cards is easy to understand. At any place where a visa is accepted, you can use the visa credit card. Using the visa card if you purchase inside the USA you will enjoy 5% cash back on every purchase. Additionally, you will get 3% on dining, grocery and utility bills. You will get 1% cash-back on all the other purchases you made worldwide.
With IKEA Projekt credit card (Project credit card) you can only purchase at IKEA US store locations. Considering the card is not valid to use at elsewhere. The company is offering promotional financing on a purchase of $5,000 or more. The promotional period will continue for 60 months.
IKEA also opens the option to apply for both IKEA cards. You can have both IKEA Visa Card and IKEA Projekt card (IKEA Project card) in your wallet.