What's a Personal Loan?

A personal loan can be used for any personal purpose. Starting from wedding to vacation or even home renovation. Buy a new car which is out of your budget or pay off all debts. You can use the borrowed money simply for anything. Low APR rates, best for savings. Quick online application process. Its never been so easy before.

How much can I borrow?

The minimum loan amount is $1,000 and maximum $1,000,000. The actual loan amount can vary depending on your financial history. Having a good credit score can improve your chances for the maximum loan amount you can borrow.

how many years can I take to pay off due balance?

Under a tight monthly budget, sometimes its difficult to pay off a large portion from savings. Loan terms starting from 1 year and up to 10 years. The terms will be fixed upon signing up the application. Use our loan calculator to find your EMI payments.

Are you worried or confused? well, it’s very natural when applying for a loan. A quick solution to find all your answers. Ask our personal loans experts about it. You can also download our Personal-loans-guide-v1.PDF. Reach out to experts to get advice and options, and enjoy a worry-free life.

ASK THE EXPERT

Loan Purpose

A personal loan is quick as easy when the purpose is decided. A good annual income and credit history. Having a great budget plan including savings. Makes it easy and simple moving on with life. Just to pay off the installments monthly. Before all that you need is a quick approval and cash in your bank account.

Credit Card Refinance

Tired of paying higher APR rates. Limited to quick buying and not to mention about savings. Using credit card can be expensive and a personal loan can improve savings. Refinance your credit card and pay your debts. Enjoy the fixed rate low APR loan with EMI.

Consolidate Debt

Getting a personal loan for pay off consolidate debts and low interest makes it easy to pay at once. Comparing your loan APR and paying each with different terms can be painful. The best way for improve savings is to apply for a personal loan.

Medical Emergency

One of the common reason for a personal loan. Getting private treatment is very expensive nowadays. Savings is not enough and can not go for another loan. Because of time, APR rates and other debts. Personal loan the best option in the time of medical emergency.

Wedding

A wedding day is always special for everyone. No one is willing to compromise any plans. Even if the cost is out of your budget. The personal loan is a quick solution to full fill your dream wedding plans. No compromise in the budget and simply pay off each month.

Looking For The Best Credit Cards To Enjoy Cashbacks and Bonus

Get Started

Benefits of Personal Loan

The personal loan features are the best reason to apply for a personal loan. Every loan has pros and cons. Comparing others personal loan is the best option you can choose. Enjoying the features as below:

Quick Approval

Get your funds as soon as possible. Apply using the online application complete easy process. Get the confirmation application submission. Wait for the loan manager for approval. Usually within the same day.

Fixed EMI

Enjoy the freedom in life. When you have the complete report of your loan on hand. Fixed easy monthly installments help you to create a complete budget plan. Making a loan comfortable for repayments.

Lowest APR

Low interest personal loan starting from 6.4%. Enjoy savings every month and rates are flat. No tension of changing rates. As quick as simple a flat rate opens the door of fixed EMI payments.

No Prepayment Fees

Pay off personal loan payments early with no fees. Yes, the feature is available with personal loans.  Make your payments before your terms and enjoy your freedom. No penalty at all.

Loan Eligibility Requirements

To get a personal loan, you need to full fill all 3 requirements. Your age, income and credit score. If you are matured enough for a personal loan and returning dues. You are good to go.

Age

The minimum age requirement for the loan applicant is 18 years old. There is no maximum age limitation.

Annual Income

A good annual earning fills the gap for you. You can pay off your payments then let’s apply.

Credit Rating

Credit history makes a big impact on your personal loan. As low APR as possible with good credit score.

How to find the best personal loans?

Getting the best personal loan is easy when you start learning about what is a personal loan? and how it works. Our loan specialist team reviews the most common questions asked by the borrowers. Below we have listed some of the answers for you. Even if you can’t find the right answer here, we are open to solve all your personal loan related problems and queries. Feel free to ask our experts from here.

Personal Loans Int proudly provides the best personal loan possibilities for you. Choose from 100s of lenders, sort listed by interest rates and other features. Our loan experts are working 5 days a week, 8 hours a day to find the best options for you.

Yes, having 550 credit score is considered to be an average credit score. Some of the lenders, we have listed above accepts credit rating: 550. So, you can choose one from there or else you can ask our loan experts to provide you with better rates and other options.

Yes, Absolutely. Most of the lenders listed above accepts a personal loan with installment payments including a fixed rate. A fixed rate covers all your worries because you know how what the exact amount of money, you will be paying, throughout the loan term.

Several banks have been accepting personal loans. Starting from Lightstream, American express etc. As you can find the details about SunTrust bank opened an online version of a personal loan as Lightstream. A part of the SunTrust bank. You can apply for the SunTrust personal loan from here at any time with the lowest rate possible.

loan processing fees vary upon lender to lender. Most lenders do offer application process free of charge. So there will be no origination fees.

A personal loan is a loan that you can borrow some money from lenders. The process of the loan is simple. You can quickly apply online or by visiting lender location. You will get a fixed APR rate with easy monthly installments, fixed tenure depending on the loan amount.

The minimum amount you can take as a personal loan varies from lender to lender. Depending on the loan purpose, your credit score, annual income, assets, and other debts, later the loan manager will review your chances and consider how much you can get can borrow. Note: all the financial institutions has their own limit, ranges from $20,000 up to 1 million dollars.

Unlike most of the financial institutions, some lenders do offer personal loan without the limit of credit ratings, even accepts bad credit. however, credit score is proof you are eligible and trustworthy. Of course, when someone is considering approving a loan for you and giving you money. As you a proof your credit history stands for you.  Having a bad credit score is also accepted by some banks, allow you to apply for a consideration. Most cases the interest rates will go higher then the usual.

A personal loan can be used for many different purposes. Suppose you have reached the limit of your credit cards and now all overdraft. Now you will be paying extra fines and interest on the other side. A personal finance option can be a quick and easy solution. For example, you have $10,000 as debt for all your accounts and credit cards overdraft. You can apply for $10,000 as a personal loan and pay off debt. You can take it for your home renovation, swimming pool construction, vacation, home extension or whatever the reason might be.

Nowadays personal loan application is a very quick task. Go to the dedicated loan site. Find the application form and fill up with necessary information and submit. The loan agent will get back to you shortly about the approval process and further instruction. Normally if you can provide all information they required to process your loan. Possibilities is higher that you will get your funds within same day.