In the United States, most personal loan borrowers use it for debt consolidation. The reason is simple, it reduces credit card balances at a lower interest rate, Best Egg personal loan can be used for a wide variety of other major expenses.  You could save money and pay down balances faster by using a personal loan to cover any major expenses.

You can apply for the loan by clicking the apply now button or read the full review below.



Your funds arrives, soon as little as same day after approval.

Best Egg Personal Loan Ratings

Rating is based on personal loans consumer reviews and feedbacks.

LendingClub Ratings:

Customer Rating: 3 and half star rating

Rating Score: 4 out of 5 rating

PLI Rating: 7 / 10

NW Rating: 4.0 / 5.0

CK Rating: 4.8 / 5.0

BBB Rating: A+

Reasons To Consider

There is always a reason for choosing a loan. Starting from home improvement to wedding we need cash in hurry. Best Egg is a quicker process to solve your financial needs. You can apply for the loan with fair credit. A small amount of processing fee and lowest rates makes it the perfect fit for you.

Best Egg loan a great choice for the applicants with:

  • Good Credit Score. The minimum requirement is 640 but average borrowers score is above 685.
  • A good scale of Income. No minimum income specified but based on internet sources the requirement is $60,000.
  • Long Credit History. Average borrowers have 7 years+ credit history.
  • Low debt-to-income ratio. Not specified.
  • Together loan – co-signer. No joint application for personal loans.

Best Egg Rates and Terms

Best Egg Logo
Loan Amount Min. $2,000, Max. $35,000.
APR Rates 5.99% – 29.99%. (May varies time to time)
Processing Fees Yes. Origination fee starting 0.99% up to 5.99%.
Loan Approval Time Not Specified.
Fund Release As soon as on the same day.
Repayments Terms 3 or 5 years.
Soft credit check? Yes.
Minimum Qualification
  • Minimum credit score requirement: 640. Average as accepted: 685.
  • Minimum credit history: Not specified but average borrowers history is 7 years.
  • Minimum annual income: Not specified. An average income of the borrowers: $60,000.
  • Debt-to-income ratio: Not specified. But an average is 35%.


Extra  Fixed rates, multi-payment options, Only $15 for a late payment, no pre-payment fees.
Legal States  All.

Prosper – Ask The Expert

Providing your offer code and email address you can sign up for the best egg account easily. The application process is very quick and simple. Provide information and get rates within minutes. The funds arrive on the same day. Let’s start asking the expert for best possibilities.

Personal Loan Comparison

Best Egg as your financial lender can be a good choice. But, sometimes comparison can make it easier to select the right personal loan. Low interest rates and acceptable terms make it easy get it within the plan. Compare the market loan rates and find the right one for you.

Debt Consolidation

You can take a personal loan to pay off dues. Debt consolidation can quickly resolve all debts into one. End of the year you will be saving extra. Because your overall interest rates will be less then what you have been paying.

Best Egg Interest Rates Comparison

Online lending becoming so competitive nowadays. Different rates make it difficult to choose. Let’s compare by rates :

Best Egg Personal loan Rates: 6.95% – 35.99%.

SoFi Personal loan Rates: 6% – 15%

Lending Club Personal loan Rates: 5.99% – 35.89%

Best Egg Lending Personal Loan

Best Egg best features are the terms and competitive interest rates for borrowers. The applicant with good credit score, higher credit history, and higher income. A small amount of origination fee as application process fee.

With Best Egg personal loan you have to $15 for late payments as late fees. $15 for a returned payment.

Enjoy the extra advantage of no prepayment fees at all with Best Egg. So, pay your loan as early as possible with no extra fees.

The quick loan process is all we need. Get your funds from Best Egg just within a single business day. You are in hurry, that solves everything.

A better personal loan of your choice.

When making the minimum payments on your high-rate credit cards just turn into a headache. It’s expensive and can drag on for years and lose money. Best Egg gives you terms to help pay your loan off quicker or affordable fixed APR installments. Not just you are saving money in interest, but you can save time. Decades of living life free from debt and getting to work on that nest egg.