Lending Club personal loan can be a great choice for the borrowers with higher credit score. Those seeking a loan for credit card refinance or consolidate debt. Loan from the lending club can be the best option. The application process is entirely online. Get your funds arrived at your account within a week. Fixed monthly payment makes it easy to pay using autopay. After all that, low rates that improve your savings. Want to know more about personal loan let’s find out.

So, you can apply right way by clicking – apply now.



Peer-to-peer loan process, Investor to Lending Club Borrower (you).

Lending Club Personal Loan Ratings

Rating is based on personal loans consumer reviews and feedbacks.

LendingClub Ratings:

Customer Rating: 3 and half star rating

Rating Score: 4 out of 5 rating

PLI Rating: 8 / 10

NW Rating: 4.5 / 5.0

CK Rating: 4.8 / 5.0

BBB Rating: A-

Reasons To Consider

Lending Club offers loans for the people with higher credit ratings. Having good credit history and good credit score undoubtedly Lending Club can be the best personal loan option. The interest rates are typically low compared to the other lenders. The loan processing, approval, and fund availability. All in just a week.

My Lending Club Best choice for applicants with:

  • Good credit score. Lending Club personal loan minimum credit grade is 600.
  • Long credit history. They only accept people with higher credit history. The minimum requirement is 3 years.
  • Fixed interest rate and no late fees. There are no extra fees for processing LendingClub loans. No late fees.
  • Fixed Monthly Payments. Pay your loan payments monthly, schedule every month and the payments will be paid from your bank account automatically.

Lending Club Rates and Terms

Lending Club Personal Loan
Loan Amount Min. $1,000, Max. $40,000.
APR Rates 5.99% – 35.89% (fixed with monthly payments).
Processing Fees Yes. origination fee: 1% – 6%.
Loan Approval Time Same day to up to one week.
Fund Release Take up to one week.
Repayments Terms 3 to 5 years.
Soft credit check? Yes.
Minimum Qualification
  • Minimum credit score requirement: 600.
  • Minimum credit history: 3 Years.
  • Minimum annual income: Not specified.
  • Yes. debt-to-income ratio: Single Applicant – 40% . Joint Co-Signer: 35%.


Extra  Easy Monthly Payments, no late fees so no penalty.
Legal States  All.

LendingClub – Ask The Expert

The application process is simple and fast. Calculate the exact loan amount you wish to apply. The purpose of borrowing money. Your financial and personal information. Your annual income statement and other documents. You can quickly check at how to apply section for more information.

Personal Loan Comparison

The lending club offer does have all the benefits and features you need. But moving forward, are you confident you are getting the best personal loan. To get a little more information and loan comparison can be the right choice before selecting. Compare the personal loans and find what is best for you.

Lending Club Amortization Schedule Calculator

Find your Lending Club monthly payment Amortization Schedule and EMI payments using our personal loan calculator tool. The fixed monthly installment can free you from monthly overdue headache. You know what you will be paying monthly and payments made by autopay service.

Lending Club Interest Rates Comparison

When you compare the market loans rates it becomes so easy to select the right personal loan. A loan money is what you need to pay back after a while with extra interest rates. Low APR rates loan makes higher savings.

LendingClub Personal loan Rates: 5.99% to 35.89%

LightStream Personal loan Rates: 3.59% to 14.24%

Prosper Personal loan Rates: 6.95% to 35.99%

My Lending Club – Right Personal Finance

SoFi is a very well funded online start-up company for personal finance, having funded $30 million to 3,000 members club and 2.05 billion in member savings.

SoFi enables the option for reaching your financial goals following the complementary financial advising from the team of licensed advisors.

The loans approval is not just based on credit scores but also consider factors like career experience, income to expense ratio, financial credit history, and educational qualifications.

The reasons why SoFi is one of the popular medium for getting a personal finance as follows:

  • They are up to date with technology and giving best loans option, You should be able to get your interest rates without hurting your credit score.
  • The application process is easy and completely online, seamless experience with a great user experience.
  • Worried with big banks with higher interest rates, but SoFi giving low interest rates to borrowers and higher interest rates to lenders.
  • Borrowers from different states experiencing the same benefits and advantages, having the extra joy with unemployment insurance as a free benefit.

SoFi mission and their personal loan product align with the vision of Personal Loan Int.